| CANCELLATION
OF A RESERVATION |
1.
GUARANTEE
The Insurer guarantees the compensation of the financial loss
sustained by the Insured under the conditions stated hereafter:
CONCERNING CLAUSE A - GUARANTEES TO THE BENEFIT OF THE INSURED TENANT
Financial losses” shall be defined as: deposits as well as other disbursements
made to and received by Camping/Caravaning "Le Paradis", but excluding
possible service charges.
A
GUARANTY TO THE BENEFIT OF THE TENANT
a) SCOPE
The
Insurer guarantees the compensation of financial
losses sustained by the Tenant in the case of the
latter being compelled to cancel the rental contract
prior to the beginning of his sojourn at Camping/Caravaning "Le
Paradis"
due to one of the events mentioned hereafter.
LIMITS OF COMPENSATION:
- Concerning reservations for Camping/Caravaning:
full compensation of the reservation deposit of 80.- Euro. This
amount is the maximum reimbursement for any cancellation.
- Concerning reservations for Mobile Homes: full
reimbursement of deposits paid with a maximum of
600.- Euro. This sum is the maximum reimbursement
for any cancellation.
b)
EVENTS COVERED BY THIS INSURANCE
The
following events are covered by this insurance;
any other event is excluded:
- In case of a cancellation of a reservation:
* Serious illness, serious accident or decease of the Insured
(the tenant that has subscribed the cancellation insurance, his
legal or actual spouse, their ascendants or descendants in the
first degree aged under 80 years of age at the date of subscription).
Definitions:
Serious illness: a deterioration of health or a
pregnancy complication diagnosed by a medical
authority of recognised competence, confining
the patient to bed and as a consequence bringing
about the interruption of any professional
or other activity. The guarantee will automatically
include chronic or pre-existing diseases that
did not require medical care in the 30 days
prior to the date of subscription.
Serious accident: harm to the physical state of
the victim, not intentionally created and caused
by a sudden exterior circumstance, that prevents
him to travel by his own means. A medical authority
of recognised competence must establish this state.
*
Serious prejudice due to theft, fire, explosion
or a natural event striking the private or professional
estate of the tenant, as well as fire, theft or
serious damage to the vehicle whereby a certificate
of "seriously damaged vehicle" is delivered
by the Police authorities within seven days preceding
the departure.
* For non-residents of France only, loss or theft
of identity papers rendering your sojourn at “Le
Paradis” campsite impossible, if the event
occurs within 7 days before departure.
* Redundancy for economic reasons as defined by legislation
in force and under the condition that this decision
of redundancy was unknown to the Insured at the moment
of subscription of this policy.
* Withdrawal for any of the above-mentioned reasons
by one of the members of the party mentioned on the
booking-form and having subscribed to the insurance.
* Prohibition of access to, or evacuation of the
site by the competent authorities, when this has
been decided for safety reasons following a fire,
explosions, lightning, or damages caused by flooding,
or by an accident (including catastrophes of natural
origin), strike, or pollution.
c)
EXCLUSIONS
Financial
losses resulting from the following causes are
not covered by this policy:
*
Acts of malevolence originating from chemical or
bacteriological attacks, criminal attempts or acts
of terrorism or sabotage (either acts or a menace
to act), the application of the "Plan Vigipirate" (anti-terrorist
measures taken by the national security forces)",
or any measures taken by the competent authorities
in order to avoid such events.
* Accidents or diseases that were first established
prior to the date of reservation or the date of subscription
to the underlying contract.
* Suicide or an attempt to suicide.
* Alcoholism, an established state of inebriation
of the insured, accidents occurred to the insured
while his intoxication was higher than the blood
alcohol level legally permitted at that date, as
well as the consumption of drugs, narcotics or toxic
products not medically prescribed, unless the Insured
proves there existed no relation between cause and
effect.
* Pregnancy, childbirth, abortion or the sequels
thereof.
* Strikes, riots or popular uprisings,
- resulting from the subscriber's own acting, or
from a member of his party or their personnel,
- having started prior to the commencing date of
this contract, or those for which an advanced notification
was issued, or a call for action publicised before
that date.
* Deliberate acts by the subscriber and/or one of
the insured, or effected with their collusion.
* Sequestration, seizure, confiscation, destruction
or requisition on order of the civil or military
authorities, or resulting from customs regulations.
* Foreign or civil war.
* Damages or aggravation thereof resulting from:
- arms or devices intended to explode through modification
of the structure of the atomic nucleus,
- any nuclear fuel, radioactive product or nuclear
waste, or by any other source of ionising rays involving
the exclusive responsibility of the operator of a
nuclear installation, or originating from the supply
of goods or services destined to a foreign nuclear
installation, or directly striking a nuclear installation.
- By any source of ionising radiation (particularly
all radio-isotopes) used or destined to be used outside
nuclear installations.
- All damages, losses, charges or expenses of any kind
which result directly or indirectly by a nuclear reaction,
nuclear radiation or nuclear contamination, independently
of any other cause that may contribute to the damage
or give rise to it, are excluded, without regard to
the order of occurrence of the causes.
2.
MAXIMUM LIABILITY OF THE INSURER
The
maximum liability of the Insurer is fixed at 76,224.-
Euro per loss resulting from one single event.
-
By the term event is meant all that may occur
within 72 consecutive hours.
3.
PROVISIONS IN CASE OF DAMAGE
A.
Obligations of the Subscriber:
If he is obliged to cancel his reservation, the
subscriber will:
- At first knowledge of the event, and at the latest
within 48 hours, notify Camping/ Caravaning "Le
Paradis" of the event in writing, preferably
by registered letter with acknowledgement of
receipt, whilst indicating the address where
the claim form is to be sent.
- As soon as the claim form is received, and within
5 days from date of receipt, he will return this
form by registered mail to the Insurance Company,
fully filled out and duly dated and undersigned,
accompanied by the corresponding pieces of evidence
(particularly a doctor's certificate, a death certificate,
an employer's certificate, copy of the declaration
of theft, etc.)
B.
Payment of Compensations:
Once
filled in and completed with all relevant information,
the claim form relevant to the event causing
the financial losses will be transmitted to the
Insurance Company so that the height of the compensation
to be paid out to the tenant can be determined.
The proposal for compensation will be made by the
Insurance-Company directly to the tenant, or, if
such is impossible, to his rightful claimants,
within 30 days after receipt of the claim form
of the event causing the loss, or the receipt of
the last piece of evidence necessary to the investigation.
The Company will pay out the compensation to the
rightful beneficiary (beneficiaries) within 10
days after receipt of his (their) agreement with
the proposal of compensation.
.
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